Workplace Accidents decline in Illinois

According to the Illinois Workers Compensation Commission, the rate of work-related injury in Illinois is 66% lower in 2011 compared to two decades ago. There were 3,201 injuries per 100,000 workers associated with workplace accidents in that year, compared to 9,539 in 1990. The breakdown for these injuries includes medical only (2,138), temporary total disability (505), permanent partial disability (554), permanent total disability (1), and fatal (2). The actual number of fatal accidents for 2011 is 177 compared to 260 in 1992.

This is good news in terms of cold numbers; not so good for those who are actually injured or die. A Champaign workers’ compensation lawyer would be aware of how even missing a work for a couple of weeks can be a serious problem for many employees. Fortunately, workers’ compensation insurance pays for their medical expenses and lost days of work. That is, if the employer or insurance does not dispute the claim.

Worker’s comp is supposed to protect workers from the consequences of workplace accidents on a no-fault basis, so you would imagine that employers would have no reason to deny a claim. However, insurance companies increase the premiums of an employer that process claims, so the employer is motivated to deny workers’ comp claims as much as possible. According to the website of Ravid and Associates, making workers’ comp claim is a complex process. You can be denied benefits simply for making an incomplete report or that the accident happened off-site, although you were on company business. The employer will seize on any excuse to deny your claim.

It can be frustrating when this happens, but you do have legal options. Consult with a workers’ comp lawyer in Illinois or whatever state you are in when your claim is denied. It can make a lot of difference on your chances of getting the benefits you are entitled to.